My old car was vandalized, and since the make/model is being targeted, I needed to get a new car. I decided on a Toyota RAV4.
I tried a few local dealerships with no success - there were no new cars immediately available (estimating 6-8 months for delivery), and the used cars I found were requiring expensive add on packages that pushed them over the MSRP of the new cars. Most dealerships in my area refused to give an out-the-door price by phone or email, so I opted not to deal with them.
I initially placed an order at Carvana. I sold a car to them previously, and my sibling got a car from them, so I was pretty comfortable with that option. I did the initial paperwork, but upon closer inspection of the pictures, I believe it was missing features that were listed (such as heated seats), so I canceled the order.
I found my car on Vroom. I wasn’t familiar with the company and the reviews were pretty mixed, but I didn’t see another option for the car I wanted. I got a 2022 RAV4 with about 6,000 miles.
I placed the order and paid a $250 deposit on March 1st. I got an immediate call from a sales rep who gave me information about the next steps. I asked about delivery timeline, and she told me where my car was currently located, and stated it would take at least 14 days.
I did not use Vroom financing - I financed through my credit union. On March 2nd, I received documents to sign via DocuSign, and wired payment from my credit union.
Received confirmation that the wire was received on March 3rd.
No updates happened for a few days, but the status was updated to “shipped” on March 5th. Sadly, the tracking on the site did not provide any information or updates.
I emailed my hub (the Chicago hub) on March 9th asking for an ETA. I got a quick response via email from a staff member that the car was expected to arrive at the hub on 3/15.
On 3/15, I got an email that during inspection, there was an issue noted with the windows not moving up/down as expected, and the car was being assessed by a technician.
3/16 - received a call that the window issue was corrected by reprogramming something, and they wanted to schedule delivery for the next day!
3/17 - got a call the morning of delivery from the driver confirming that she would arrive in an hour. I got a text from her when she was about 15 minutes away.
I had the car inspected by an independent mechanic and the only recommendation was to rotate the tires. So far, everything is great with the new car!
I received a FedEx package yesterday with the documents needed to register - I will register the car myself.

I was injured in a bad car accident over a year ago with a delivery truck and have been out of work ever since while pursuing litigation. I’ve racked up a lot of unpaid bills and debt over that time just trying to stay afloat while not working.
My lawyer just called to tell me the check is in the mail and I should receive it soon, which is amazing.
I’m worried (probably irrationally) about depositing it and using the money right away. It’s about 100x what I have in my checking account currently - will the bank think this is fraud? I’ve been so poor and now all of a sudden I’m depositing a six figure check and pulling the funds out immediately to pay off creditors?
Please reassure me that I’m just being paranoid.

California is now the first state to penalize big oil companies for their rampant and unrestrained price gouging which has California drivers paying the highest gas prices in the country. https://factkeepers.com/consumer-victory-california-passes-big-oil-price-gouging-law/

Apply → https://jobboardsearch.com/redirect?utm_source=reddit&utm_medium=bot&utm_id=jobboarsearch&utm_term=www.localjobs.com&rurl=aHR0cHM6Ly93d3cubG9jYWxqb2JzLmNvbS9qb2IvYXVidXJuLXdhLWRlbGl2ZXJ5LXRydWNrLWRyaXZlci1sb2NhbC1jbGFzcy1jLTIzLWhvdXItcGVuc2tlLWxvZ2lzdGljcy8/cmVmPWpvYmJvYXJkc2VhcmNo

I’m a relatively new driver, and I’m hoping to pick someone up from the city centre coach station this weekend.
Unfortunately it looks like they’re arriving at midday on Saturday, so I’m expecting town to be a bit rammed.
I don’t mind paying for parking if I have to, just want it to be an easy pick-up for me and for my visitor who doesn’t know Leeds too well.
Any suggestions?

The transaction itself was fairly smooth. Which isn't really surprising since I gave him an incredibly good deal on a Strider auto and I threw in prospect chrome for his PC as well.
He paid G&S PayPal (totally fine). But I'm new to PayPal (only second card sold via PayPal), so they keep stuff on hold. In this particular case my stuff is on hold till April 12. I updated tracking, both in a Paypal email to him, and on PM here. Asked him to confirm delivery on PayPal when he gets everything. He sent a thumbs up.
Fast forward a week, tracking confirms delivery on my end. No message, so let the night pass before getting ahold of him. He confirms everything looks great. I asked him to update on PayPal.
His response: "I don't know how to do that" Me: "You should have got a email tracking update from PayPal. Just confirm that." RobbyC: "Lol... If I got an email with a link, I deleted it. Lol." Me: "Ahh yeah, don't worry too much about email then. You can click on the transaction on Paypal and confirm from the site."
He didn't respond to that. Full ghost.
Not the end of the world, cause I will receive the money eventually. I just sold the card cheap cause I needed cash, and knowing PayPals holds, I wouldn't have considered a deal with RobbyC if I knew he wasnt even going to try and confirm delivery. On principle, there are other people far more deserving of cards for their PC.

About two weeks ago, DD made a major change in my market (Baton Rouge, LA). They made it so that all you see when you get an order is base pay. This was done at the same time that tip after was introduced here.
Before, a hidden tip was in orders showing $6.75. Now, all orders just show the base pay ($3.50, $5, whatever base is for distance).
Result- there is no way to cherry pick now. If you want to dash here, you basically take everything. That includes all of the $3 orders. You just never know which customers are decent people, and who sucks. Cherry picking is gone.
After over 3k deliveries, I had to change tactics. I usually hovered around a 20% AR. The first two days when this change came out, I didn’t know what was going on. I declined everything. My AR fell to 3%. My adjustment has been to literally take everything now. In the two weeks or so since, my AR has risen to 100%.
Result: I drive more and make less money and have to deal with way more pieces of shit.
Positive: I don’t sit around half the time anymore. Boredom no longer exists.
This could be the straw that breaks the system Tony. Sadly, based on this toxic as hell sub, I know that drivers aren’t capable of uniting to push back, but I don’t see how drivers are going to like making less money for more work.

Hi folks
I've posted on here a couple of times now as I've been having an absolute nightmareish time with insurance. I was in a no-fault accident 4 weeks ago, other driver claimed responsibility and is getting charged for dangerous driving.
My car was written off 9 days ago and I accepted a valuation of £44K. The at-fault drivers insurance are paying for my written off car - I'm guessing because it was entirely her fault? I haven't heard anything since 9 days ago.
I'm off work recovering from injuries and with nothing better to do I've been chasing EVERYONE up but no one can help. The at-fault insurers won't speak to me because I'm not their customer. The incident management solutions team usually keep me on hold for 3 hours before telling me there's nothing they can do apart from send a few 'nudge' emails to the third party insurers. My own insurance have set me up with a personal injury claim and a courtesy car but they're not doing much else - again I suppose it's because they don't have to pay a penny, due to it being the dangerous drivers fault?
Anyway I guess my questions are - how long should the average person be waiting on getting paid out before they should be concerned? Can the insurance ever take back their valuation and pay me less? What could possibly be holding up the payout process? Do MY insurance pay for the dangerous drivers car getting written off, or are both cars being paid out for from her insurance?
I'm desperate to get my payout, put it down on a similar car, and move on with my life.

The idea of Surge Rates is such a ridiculous concept. You’re just forcing people to exploit a system that rewards scheduling at the very last moment.
Here’s a thought:

1. Reward those that keep a Great or higher rating with the higher rates. This is going to help eliminate a lot of returns and subpar deliveries.
   
2. Reward those who finish their deliveries ahead of time. Offer the higher rates first immediately after the end of their block. If a block ends at 8:00am and they finish at 7:00am….reward them with higher rate. This also eliminates the usefulness of bots. No point in a bot if you don’t finish your route on time or earlier.
   

The problem is….that’s there’s no true incentive for doing a good job. Finishing early or having a great or higher standing doesn’t really mean much. But if you offer those higher rates first and foremost you don’t have to worry about cancellations or lack of drivers. Let the people who wait until the last minute fight for scraps. I promise if you offer us a choice between 2% cash back or a decent paying route….i’m taking the route. This idea that you’re rewarding good driving partners with first block offers is shit if you’re offering it to them at the lowest possible rate.
Just my thoughts. I actually like driving flex. It’s a nice easy side paying gig. I just think they’re doing themselves a disservice on how they manage surge rates.

I couldn't get good enough to take the test by spring since I got my permit last year so I'm at least trying to get good enough to take it before summer. Sadly for some reason I drive like I'm not paying attention half the time, almost getting into accidents, speeding up during turns when I should slow down, or just driving too slow. I wanna hurry up and get good so I can get my license cuz I feel like the one guy in senior year that can't drive by himself. Why am I being a bad driver now because I'm not saying I was ever the best but I drove better months ago compared to now

I used to do orders for a week or 2 a while back, talking about a year or so ago. I wanted to start doing them again for some side cash, so got back into my driver app and went to where i normally do (Busy retail park with 4 places to order from next to each other, used to be orders coming in NON stop. Other riders are getting orders constantly and i am not.
​
My preferences are set to deliveries and nothing looks wrong. I have had one order in the last day and a half of waiting lol

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I have no personal frame of reference for this opinion, but I imagine being a drug runner for the Mexican cartel (or any cartel) is loads more fun in a video game setting than in real life. The latter pays more I'm sure, but the stress, risk to life and limb, and persistent threat of jail time have me convinced to stick with legal employment. Not so for some GTA Online gamers who thought it a good idea to become meth mules.
It sounds wild (because it is), but apparently drug cartels sometimes use online multiplayer video games as a source for new blood. Back in October of last year, for example, Mexico's assistant public safety secretary, Ricardo Mejía, said a cartel recruiter purchased bus tickets for three teenagers between 11 and 14 years old.
The recruiter found the teens on Garena Free Fire, a popular online game, and offered them each $200 per week to serve as lookouts for the cartel. Authorities detained the teens before they boarded the bus, but Mejía told ABC News that other cartels have also recruited drug mules and lookouts through video games, including Call of Duty, Gears of War, and Grand Theft Auto V.
Now three months later, Forbes says it discovered that US officials have evidence showing GTA Online is also used as a recruitment tool for drug cartels.
It's not clear how long this has allegedly been going on, but according to the site, border agents stopped and inspected a Jeep Cherokee in Arizona last November and found almost 60 kilograms of methamphetamine. The driver, Alyssa Navarro, said a man named George first contacted her in GTA Online, through which they got to know each other over time.
Those in-game chats later pivoted over to Snapchat, where George raised the idea of being a runner, albeit for electronics to be sold in Mexico. Navarro claims she was offered up to $2,000 per trip, depending on the size of the load.
The only problem for Navarro is that the cartel allegedly hid meth in the Jeep's fuel tank. Authorities have charged Navarro with conspiracy to import and sell meth, and also possession, charges for which she has pleaded not guilty.
It remains to be seen how that case will turn out. Suffice to say, though, if someone online propositions you for an offer that seems too good to be true—or is outright illegal—it's best to politely decline.

Irrigation districts to get 80% CVP allocation
The Bureau of Reclamation again followed in the state’s footsteps on Tuesday. The agency updated water allocations for the Central Valley Project to leapfrog past the State Water Project.
Contractors both north and south of the Delta will get 80% of their allocations, up from just 35% in February. Earlier this month, the bureau increased Class 2 Friant contractors from 20% to 70%.
Jose Gutierrez, interim general manager of the Westlands Water District, said this will help farmers “recuperate, hire and retain staff, and bolster their ability to continue feeding the world.” While many farmers have already made planting decisions, this could reduce the strain on groundwater aquifers with irrigation, he added.
Federico Barajas, executive director of the San Luis & Delta-Mendota Water Authority, said investments in water storage and conveyance would enable the state to implement SGMA without harming San Joaquin Valley communities.
Asm. Jasmeet Bains, D-Delano
Rocks, not water, would fight Delta salinity under new bill
Asm. Jasmeet Bains of Delano has filed a measure that would require the state to construct physical barriers to prevent saltwater intrusion in the Delta.
The salinity jeopardizes farms and drinking water and shuts off pumping operations for water projects. For the last two years, the state has flushed out the salinity using freshwater flows and a temporary rock wall at one pinch point.
“Water is too precious a resource to use so wastefully,” said Bains. “It’s time for the state to engineer a better solution.”
In her first weeks in office, the medical doctor has come to defend agriculture in the Capitol. Juxtaposing SGMA impacts with a major bank collapse, she argued that “while Silicon Valley investors get bailed out, San Joaquin Valley farmers get hosed.”
Colorado Drought: Bains has authored another bill seeking to protect ag from a Southern California water grab.
It would prevent Los Angeles and its powerful water district from increasing imports from the San Joaquin Valley and Delta to offset a potential federal order for water conservation along the Colorado River.
Bains called LA’s thirst insatiable and argued “they need to learn to live within their water means.” She added that green lawns in the city are “simply not as important as growing food.”
What it means: The bill rekindles an old north-south rivalry over how much water the state should dedicate to building cities in an arid region.
Farm groups call for challenge to H-2A rule
Farm groups are urging congressional leaders to allow votes on killing the Labor Department’s changes to the way wage rates for H-2A workers are determined. The rule could require farms to pay higher wages to some H-2A employees.
The new regulation “comes at a time when American farmers are reeling due to record high costs of production that have translated into thin and even negative margins, conditions the new regulation will greatly exacerbate. Moreover, the regulation further complicates an already complex program and creates legal uncertainty for farmers who comply with requirements in good faith,” the Ag Workforce Coalition says in a letter to House and Senate leaders.
Under the rule, the Labor Department will calculate the H-2A wage rates for field workers based on USDA’s Farm Labor Survey of farmworker wages. But wage rates for some occupations, including truck drivers as well as managers and supervisors on farms, will be calculated based on a broader wage survey conducted by the Bureau of Labor Statistics.
Former FDA official says planned reorganization won’t solve issues
A former top Food and Drug Administration official testified Tuesday that last year's infant formula supply crisis was a “preventable tragedy,” and the Food and Drug Administration’s proposed reorganizational changes fall short of the needed overhaul to improve FDA’s ability to prevent and respond to food safety concerns.
Frank Yiannas, former FDA deputy commissioner in the Office of Food Policy and Response, departed the FDA in January in part over frustration about its leadership structure. On Tuesday, he told a House Oversight Committee hearing the current oversight system is still short of what is needed.
“The nation remains one outbreak, one tornado, flood or cyberattack away from finding itself in a similar place to that of February 17, 2022,” Yiannas said.
Read our full report at Agri-Pulse.com.
Haaland grilled by Republicans on critical minerals
Interior Secretary Deb Haaland sparred with House Republicans Tuesday over U.S. dependence on China for critical minerals. During an appropriations hearing, she said the U.S. Geological Survey is working to identify areas containing critical minerals.
China processes and refines most of the cobalt, lithium, rare earths and other critical minerals in the market, the White House noted last year. Those minerals are “key inputs in clean energy technologies like batteries, electric vehicles, wind turbines, and solar panels.”
By the way: The chairman of the House Interior-Environment Appropriations Subcommittee, Mike Simpson, R-Idaho, said that reverting to 2022 funding levels, as proposed by some House Republicans, would mean “devastation” for the departments of Energy and Interior.
House Ag looks to schedule Regan ‘soon as we can’
EPA Administrator Michael Regan is going to take his turn before the House Ag Committee, where he’s certain to face a broad range of questions, from “waters of the U.S.” to biofuel policy and pesticide regulation.
Ag Committee Chairman Glenn “GT” Thompson, R-Pa., announced during a hearing Tuesday with Ag Secretary Tom Vilsack that Regan had agreed to appear before the committee.
Thompson told reporters later that there is no date set yet for Regan’s hearing. “I'm hoping that we can squeeze it in as soon as we can,” Thompson said.
By the way: Regan told a House Appropriations subcommittee Tuesday that the administration’s “waters of the U.S.” rule might have to be modified based on the upcoming Supreme Court decision in the Sackett v. EPA case.
“I think we are ahead of the curve in terms of having the framework for moving forward,” Regan said. "The Sackett case may or may not have some impact on that. Whatever that ruling is, we will build it in and continue to move in addition to those exemptions that we built in."
She said it:
“Problem plus money does not equal solution.” — California Lieutenant Governor Eleni Kounalakis, in a discussion at the California Farm Bureau’s Capitol Ag Conference on Tuesday.
Bill Tomson, Jacqui Fatka, Steve Davies and Noah Wicks contributed to this report.

"Come on, baby, let's start anew," Alibaba (BABA) sang in a new hit-single released on Tuesday, with most believing it won't be hard to pull off for the company. Investors were certainly "down dooby doo down down" for the move, sending shares of the Chinese tech giant soaring 14% during the session. Chinese tech stocks rose in tandem, including JD.com (JD), NetEase (NTES) and Tencent (OTCPK:TCEHY), as well as Japanese tech conglomerate SoftBank (OTCPK:SFTBY), which was one of Alibaba's key early investors.
The plan: Alibaba will split into six different units covering e-commerce, media and the cloud, with the goal of boosting each group's individual business value. They include: 1) Cloud Intelligence, 2) Taobao Tmall Business, 3) Local Services, 4) Global Digital Business, 5) Cainiao Smart Logistics, and 6) Digital Media and Entertainment. "Under this plan, we will have six major business groups and other investments, each to be independently managed by its own chief executive officer and board of directors," according to a regulatory filing. Aside from Taobao Tmall Business, which will remain fully owned by Alibaba (BABA), each of the other business groups "will also have the flexibility to raise outside capital and potentially to seek its own IPO."
"With such an obvious and unexpected catalyst on our hands, it pays to explore what exactly this new development could do for BABA shareholders," wrote SA contributor Growth at a Good Price. He explores how to play the restructuring, while other SA authors are also bullish on the announcement. See Alibaba Drops A Bombshell by Investing Group author Jonathan Weber, as well as Alibaba Group: A Great Move Aimed At Boosting Shareholder Value by Daniel Jones.
Go deeper: The reorganization follows years-long headwinds for Alibaba shares, including a slowing economy in China and geopolitical tensions, as well as a broad tech selloff and sweeping crackdown on Chinese internet companies. In fact, the announcement came a day after the company's legendary founder, Jack Ma, made his first appearance in mainland China after several months overseas, and has generally been out of the public eye since he gave a speech in 2020 that criticized Beijing's financial and business regulators. It also raises questions about what may happen with the suspended record IPO of Ant Group, which operates one of China's biggest mobile pay apps called Alipay (Alibaba owns 33% of Ant). (108 comments)
iBank?
Apple (AAPL) has officially released its "Buy Now, Pay Later" service in the U.S., permitting purchase payments over time with no fees and no interest. Select users can apply for Apple Pay Later loans of $50 to $1,000, which can be managed in Apple Wallet and used for both online and in-app merchants that accept Apple Pay. The solution was initially planned to be released in September 2022 as part of iOS 16, before technical challenges delayed the launch, though Apple now hopes to offer it to all eligible users in the months ahead. Mastercard (MA) and Goldman Sachs (GS) will be helping out Apple with payment credentials, while rival BNPL provider Affirm (AFRM) tumbled on the latest news. Is a bank charter for Apple in the cards? (49 comments)
Going after the apes
AMC Entertainment (AMC) was up 10% shortly before Tuesday's market close on a report that Amazon (AMZN) was exploring an acquisition of the beleaguered movie-theater chain. Jeff Bezos has been said to organize his entertainment lieutenants and investment advisers to consider such an acquisition, where hundreds of theaters would be used for a number of purposes like promoting Amazon Prime's original films, cross-selling grocery delivery and even serving as product distribution hubs. AMC had a market capitalization of about $2.6B after Tuesday's jump, though it has slid nearly 72% over the past year. Bezos might also want to wait and see if the stock continues to erode, or jump on a potential bankruptcy. (110 comments)

Bankcrisis

"In light of the new challenges and priorities," UBS (UBS) is bringing back Sergio Ermotti, who rebuilt and led the bank (from 2011 to 2020) in the aftermath of the global financial crisis. The move will help UBS figure out how to integrate Credit Suisse (CS) into its operations after conducting an emergency rescue of the troubled lender for $3.25B in stock. Ermotti's first challenges will include laying off thousands of staff, rethinking its business divisions and shoring up the confidence of investors, clients and the overall banking sector. Fearful of the bank crisis? SA contributor Jim Sloan discusses the worst potential outcome and where you should put your money now. (137 comments)
Today's Markets
In Asia, Japan +1.3%. Hong Kong +2.11%. China -0.2%. India +0.6%. In Europe, at midday, London +0.8%. Paris +1.3%. Frankfurt +1%. Futures at 6:30, Dow +0.7%. S&P +0.8%. Nasdaq +0.8%. Crude +0.9% to $73.87. Gold -0.4% to $1966.50. Bitcoin +5.2% to $28,319. Ten-year Treasury Yield unchanged at 3.56%
Today's Economic Calendar
7:00 MBA Mortgage Applications 10:00 Fed's Barr Speech 10:00 Pending Home Sales 10:00 State Street Investor Confidence Index 10:30 EIA Petroleum Inventories 11:00 Survey of Business Uncertainty 11:30 Results of $22B, 2-Year FRN Auction 1:00 PM Results of $35B, 7-Year Note Auction
Companies reporting earnings today »
What else is happening...
Lululemon (LULU) legs higher on earnings beat, strong sales forecast.
On the gas: Carl Icahn spent over $220M in March buying this stock.
Pepsi (PEP) unveils new logo and talks digital investments.
FTX founder Bankman-Fried charged with paying $40M bribe.
More layoffs: Lucid (LCID) plans to slash nearly fifth of workforce.
Judge rules Google (GOOGL) should be sanctioned in Epic Games case.
Micron (MU) gets slight lift amid confidence in long-term outlook.
Spicing it up: McCormick (MKC) jumps 10% on latest earnings.
New strategy from the FDA aims to avoid another baby formula shortage.
Here are the top 10 dividend stocks, according to SA's Quant Ratings.